Why is AAA car insurance so expensive?

AAA car insurance offers some unique perks, like free roadside included with every policy. But higher-than-average rates make AAA one of the more expensive car insurance options on the market. Policygenius content follows strict guidelines for editorial accuracy and integrity. Learn about our editorial standards and how we make money.

What are the features of AAA car insurance?

Features of AAA car insurance policies can vary depending on where you live. AAA offers the coverages you’d expect, such as bodily injury liability, property damage liability, uninsured/underinsured motorist, collision, comprehensive, and others. They also offer additional optional coverages, such as rental car reimbursement and gap insurance.

Is AAA a good car insurance policy?

AAA offers some unique additional benefits, like accidental death and dismemberment, but it also has more traditional types of car insurance coverage as well, like gap insurance and rental reimbursement coverage. But AAA has some of the highest average rates for a full-coverage policy, which may be a drawback to many drivers. 1. 2. 3. 4. 5. 6.